For the uninitiated, Kohl’s Departmental Stores is the second biggest chain of departmental retail stores in the USA. It is only succeeded by Macy’s Inc. when you consider overall sales. Kohl’s stores became famous for launching MyKohlsCard – a paperless way to pay your bills!

If you purchase from Kohl’s regularly, you must learn more about this cashless payment system. Therefore, continue reading to learn more about creating an account and logging in to this system to start using it.

What Is MyKohlsCard?

As suggested, MyKohlsCard is one of the most convenient ways to pay your bills from any Kohl’s retail store. It’s a card issued to the most loyal Kohl’s customers so they can pay their bills online. In addition, it also allows you to avail of various discounts, special offers, and pay-later credit options for doing so!

However, this concept is not unique to only Kohl’s. In fact, most bigger retail chains have such a card system for their most loyal customers. However, Kohl’s provides some of the best promotional offers, ranging from discounts going as high as 35%.

What Is MyKohlsCard

However, it’s important to note that you cannot use this card indefinitely. Each card and its users have monthly credit limits. In terms of functionality, it’s pretty similar to Cricket Quick Pay.

This limit can range from anywhere between $500 to $5,000 per month. However, most MyKohlsCard users have a limit of around $1,000. Your limit will depend on how frequently you purchase from Kohl’s stores every month.

In addition, you must pay an Annual Percentage Rate (APR) of 31% if you decide to carry over your balance to the next month.

Who Should Use MyKohlsCard?

Due to its fantastic set of offers and special discounts, Kohl’s has amassed a loyal customer base in the USA. Kohl’s first started gaining customers when it offered a 35% discount on your first purchase using MyKohlsCard.

Therefore, if you plan to shop regularly at Kohl’s, you should apply for the MyKohlsCard loyalty credit program. However, you can apply for the card only if you have a good credit score meeting the requirements.

Therefore, try to create a positive credit history at Kohl’s to get this card. However, ensure that you do not get a negative credit score, or else you risk losing your MyKohlsCard. Again, in terms of functionality, it’s pretty similar to CBD payment Processor

MyKohlsCard Features

The MyKohlsCard comes with a variety of features designed to enhance the shopping experience and offer convenience to cardholders. Some key features include:

1. Online Account Management

    Access your account details, check your balance, and view transaction history through the MyKohlsCard online portal.

    2. Payment Options

    Make payments and schedule them online, providing flexibility and ensuring timely bill settlements.

    3. Exclusive Discounts and Offers

    Enjoy special discounts, promotions, and exclusive offers available to MyKohlsCard holders, providing added savings on purchases.

    4. Mobile App Access

    Manage your Kohl’s Card on the go through the MyKohlsCard mobile app, making it convenient to monitor your account from your smartphone.

    5. Hassle-Free Returns

    Benefit from easy returns and exchanges, with the MyKohlsCard simplifying the process for cardholders.

    6. Paperless Statements

    Opt for paperless statements to receive account statements electronically, contributing to a more eco-friendly and clutter-free experience.

    7. Charge Card Benefits

    Take advantage of the Kohl’s Charge Card benefits, such as earning rewards points and receiving special discounts during exclusive events.

    8. Security Measures

    Benefit from security features to safeguard your account, ensuring a secure and protected shopping experience.These features collectively aim to provide MyKohlsCard holders with a user-friendly and efficient platform for managing their Kohl’s Charge Card and maximizing the benefits associated with it.

    Why Should I Use MyKohlsCard?

    Use MyKohlsCard

    While there are many benefits to using MyKohlsCard, there are many downsides to it as well.


    The primary advantages of this card are:

    • When you use this card to make credit payments for the first time, you get a whopping 35% discount!
    • You can avail of various special discounts and other festive offers from Kohl’s throughout the year.
    • Each discount you don’t avail can be stacked until the end of that year.
    • You will receive approximately six additional discounts if you spend over $600 at Kohl’s in a year.


    The primary disadvantages of using this card are:

    • If you decide to carry forward the unpaid credit balance, you must pay a hefty APR interest rate of 35%.
    • You will typically receive credit spending worth $1,000 to $2,000. Therefore, if you are used to having other credit cards that offer more, you might be disappointed.
    • You have to be a regular Kohl’s shopper to avail its benefits. Otherwise, it will not be of much use to you.

    How To Apply For MyKohlsCard Online?

    If you wish to apply for this card, you must make many purchases from Kohl’s throughout the year. Plus, you must have a high enough income to qualify for this Kohl’s credit card.

    1. If you qualify, then follow this step-by-step process to get MyKohlsCard:
    2. Visit the MyKohlsCard login page at
    3. Next, click on the Apply Now option that you can find at the bottom of the page.
    4. On the new page, you must fill up the personal details form on the screen.
    5. After you are done filling up the form, click on Review.
    6. If you qualify, you will be redirected again to a new page from where you can enter some final details to complete the MyKohlscard/activate process!

    How To Activate MyKohlsCard Account Online?

    When you receive a MyKohlsCard, you must first activate it online to start using it. Here’s a step-by-step guide to do it:

    1. First, open your browser on your smartphone or computer.
    2. Next, visit the MyKohlsCard login web page –
    3. Now, you need to click on the Register Now option.
    4. Here, you need to enter your 12-digit Kohl’s credit card number (it’ll be printed on your card).
    5. Next, to verify that you are not a bot, you need to enter the captcha on the screen.
    6. Finally, click on Submit.

    How To Pay My Kohl’s Card Bills Online?

    MyKohlsCard Online

    To pay Kohl’s Credit bills online, here’s what you need to do:

    1. First, open your browser on your smartphone or computer.
    2. Next, visit the MyKohlsCard login web page –
    3. Then, go to the webpage to review your dues.
    4. Next, you must click on the Payments option on top.
    5. Now, your bill will be shown on the screen. Click on Pay Now to start the payment process.
    6. Here, your bank details will turn up on the screen, along with your bill. Click on Submit Now to confirm your payment.

    Bottom Line

    Kohl’s has become a famous destination for shoppers since they provide discounts and frequent offers throughout the year. However, you can avail of them all and more if you are a MyKohlsCard holder. Only for loyal customers who spend a lot, this credit card allows you to make purchases without paying.

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