can you get cash back with apple pay

If you have an Apple device, you must be using Apple Pay, as it makes it easier for you to pay for products and services easily in a few seconds. Furthermore, Apple Pay cash back options are also quite many. Hence, if you are thinking, “Can you get cash back with Apple Pay?” Then our answer is yes.

In this article, we will mainly discuss the Apple Pay cash back option and where can you get cash back with Apple pay. Furthermore, you will also know about the ways by following which you can get cash back from Apple Pay. We will basically inform you of the way in which Apple Pay works and how you will be able to utilize this digital wallet to your advantage.

Can I Get Cash Back With Apple Pay?

Apple calls its cash back feature Daily cash. Apple claims that you have the chance to get unlimited daily cash with Apple Pay or Apple Card. According to Apple Pay, “When you buy something with Apple Card, you get a percentage of your purchase back in Daily Cash. There’s no limit to how much Daily cash you can get. And it automatically goes into your Apple Cash account, so you can use it just like cash.”

If the business where you are paying through Apple Pay accepts this digital wallet and the store offers the cash back option, you will surely get cash back. Furthermore, the cash back limit is unlimited as long as the business meets the previously mentioned requirements with Apple Pay. As per the claims of Apple Pay, you can earn between 2% to 3% of every purchase you make.

Which Places Can You Get Cash Back With Apple Pay?

If you want to get cash back from Apple Pay, you will need to ensure that the store that you are buying products from meet certain requirements. Some of the major requirements are given below:

1. Ensure that the business/ store that you are buying products from accepts Apple Pay. As per the reports of Apple, almost 85% of the retailers in the US make use of Apple Pay. Hence, if you are in the shop of a popular retailer, they probably support Apple Pay. Therefore, you will be able to use the app whether you are buying from the retail store or online.

2. Check whether there is a cash back option from the business. One of the easiest ways to find this out is to ask the business whether they offer cash back. Just ask them, “Can you do cash back with Apple Pay?” If they say yes, then you will get cash back with your purchase, up to 3%. Whether it is a grocery store, a restaurant, or a convenience store, if they take Apple Pay payments, you have the chance to get cash back.

3. Make sure that your bank’s Debit Card is connected to your Apple Pay digital account. You will need to add it when you set up your Apple Pay with your bank account. Even if you have not connected your debit card with your Apple Pay account, you need to since it is an essential part if you want to transact. According to Apple, “If you haven’t set up Apple Cash yet, your Daily Cash from Apple Card purchases accumulates. The Daily cash that accumulates can be applied to your Apple Card balance.

Where Can I Get Cash Back With Apple Pay? – Major Shops

Apple Pay comes with a lot of features. To make full use of them for your benefit, you will need to make sure that you know which retail stores and businesses offer you Apple Pay cash back. Can you get cash back with apple pay at 7-11, Lawson, Family Mart, and other retail stores? Of course, you can. 

Apple Pay cash back is also available in other major restaurants and food joints as well. All you need to do is ask whether they accept Apple Pay or not. If you are feeling shy to ask, you can look for Apple Pay signs on the counter from where the shop is generating a bill for you.

You can also find merchants who offer cash back through Daily cash in Apple Pay. You can get a cash back of 3%. If you want to find the merchants that offer cash back on Apple Pay, then follow the steps below:

Step 1: Open your iPhone, and open Apple Card on your Wallet App

Step 2: Click on the button with three dots. Find Daily Cash and select the option.

Step 3: Scroll down the menu to find “Bonus Daily Cash Merchants.” Once you tap on “See Details,” you can see the full list of the cash back offering merchants.

Can You Get Cash Back With Apple Pay Debit Card?

You will need to connect your debit card number with your account to enjoy the benefits of Apple Pay cash back. You can then make your usual purchase with the help of Apple Pay and can then get cash back. However, there are only a few requirements that you will need to fulfill if you want to get cash back using your debit card in your Apple Pay digital wallet.

You will need to ensure that your debit card is linked to your Apple Pay account. Then, you must check whether the store or the online business from whom you are purchasing products and services accepts Apple Pay or not. Furthermore, the store must also have the option to offer cash back. Only by ensuring these three factors can you get cash back with Apple Pay debit card.

Summing Up:

Can you get cash back with Apple Pay? – Hope we have answered this question in detail and cleared your doubts. To get cash back from Apple Pay, you must ensure that your bank account and your debit card are linked with the digital wallet. Furthermore, you will need to check that the retailer or business accepts payments and offers cash back options as well.

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